[searchableguy]

Most major developing countries in Asia have p2p instant payments and bank accounts for free or with minimum balance requirement.

UPI (Indian market) launched cross border support with a couple countries starting this year. 118 billion transactions happen via UPI annually.

I do think there is some niche market where ethereum payments will shine but hard to beat free and instant systems already in place at far bigger scale.

[arandomusername]

Which is great when sending to someone in the same country, but we live in a globalized world. Sending between countries (except within EU) is best done using crypto.