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by the_mitsuhiko 809 days ago
> What makes Apple Pay significantly more secure in practice is that issuers can limit the device-specific card number to be only usable with a chip cryptogram, and not e.g. by manually typing it in on a website.

That's sort of true for non 3DS enabled cards. For 3DS enabled cards, you need a second factor for most transactions on the internet.

1 comments

For 3DS enabled cards, 3DS is optional. Unless you mean 3DS-mandatory cards.