[agos]

> For POS and online payments, the idea was the same (eventually depreciate cryptogram-less use entirely and use 3DS online and chip/EMV at the POS), but alas, it never quite happened that way.

where I live it happened exactly this way since a few years. Online is 3DS only and in person is chip/EMV only

[lxgr]

Can you not use your card in US online stores? These mostly don’t support 3DS, so there is still a large fraud vector for compromised cards that work internationally.

[agos]

I'm not sure, because I haven't been to the US in more than ten years. Last year in Canada everything worked flawlessly