[grpt]

> the merchant chooses how much personal info they want or need to collect, and Apple Pay doesn’t prevent them from asking you for that at checkout.

Does this happen when shopping in-person?

> of course that info would be there! In this example, my checkout page was for a physical item so I needed the customer’s shipping info.

They don't need my name and address if I'm buying eggs in a grocery store. Does Apple/Google require my consent to share that info when it's obviously not required? Is it similar to a terms & conditions, or shrink-wrapped EULA? (ie take it or leave it)

I've never used these payment systems.

[lxgr]

For POS payments, usually only the device account number (DPAN) is shared with the merchant. Even the name is usually redacted, similar to contactless and as opposed to chip or magstripe payments.

All of the additional details mentioned in the article are only shared when you pay "online" – but that includes scanning a QR code on your phone and paying in Safari or an App Clip, which is something I've seen in a few restaurants these days.

That way, the restaurant gets as much as they ask for, which can include your name, your address, and your email address. I think this is usually displayed on the payment sheet, but it didn't really register for me the first time I used it in some restaurant. Now I make sure to ask the waiter for an actual terminal to tap or just give them my physical card.