[jwells89]

Yeah, I have no interest in keeping 15 digital wallet apps, even if they offer incentives, for the same reason I don’t carry a physical wallet for each physical card.

Now I could see an argument for wallet apps being generic so e.g. the apps for Chase, BofA, SoFi, etc could carry all the user’s cards like Apple/Google wallet should the user want that, but I doubt banks would have much interest in that (at least if it’s privacy respecting and not skimming transaction history) because it’s not prying mindspace away like per-provider apps do.