[wkat4242]

I use Samsung Pay in Spain. I like it because it's better integrated on my phone and more importantly I don't need a Google account for it. I don't even have one set up on my phone.

Of course Samsung does see my data this way but they have less info to correlate with. Also I don't use many of their services.

I do wish there was a truly open payment solution though that doesn't require me to trust a big tech party.

[lstamour]

> I do wish there was a truly open payment solution though that doesn't require me to trust a big tech party.

Cash? Everything else needs a relying party of some kind in order to facilitate the transaction. If it's a credit card or digital wallet, the transaction passes through the credit card or debit card networks, and your info is logged and, depending on laws, potentially re-sold.

Don't get me wrong, I sometimes feel like Google shouldn't know my location either, but if my cell carrier already knows my location, I actually trust Google to not resell my location more than my cell carrier - it's worth more to Google if they're the only ones with that information and the same applies to Apple.

Another way of putting it, rules and regulations, strictly enforced and updated, is probably the only way to prevent tracking and abuse by legitimate big actors.

[wkat4242]

> If it's a credit card or digital wallet, the transaction passes through the credit card or debit card networks, and your info is logged and, depending on laws, potentially re-sold.

The reliance on credit card networks is part of the problem. There's no way to avoid them. And they're all from the US. This causes privacy issues but also moral problems because they tend to block sexually oriented products and services. In Europe a lot of countries are way more progressive than the US.

I was hoping bitcoin would become this system but obviously it's been completely hijacked by speculators and its original purpose of control of ones own money has been perverted.

There really should be a digital alternative for cash though. It's really silly that we still have to drag around pieces of linen and metal.

And no, I don't trust Google for anything at all. I don't want them making money off of me. I also block a lot of ads of course.

[toast0]

> The reliance on credit card networks is part of the problem. There's no way to avoid them. And they're all from the US.

JCB is Japanese, not sure what countries it has issuing banks in; it no longer issues in the US, and US acceptance is through Discover.

There's also a lot of country specific debit/atm networks (including several in the US), if you are ok with debit over credit.

[astrange]

Debit cards don't all have to be processed through credit card networks, it's easier to do it that way. Websites could also take direct bank transfer payments if they felt like it, but it would hard internationally.

[ThePowerOfFuet]

You should read Samsung's privacy policy.