[sublinear]

> one aspect of "poverty mentality" is a refusal to go outside of "the rules" ... The fear seems to be that if those in authority are given any opportunity to crack down or refuse a request then they will do so.

The fear is still valid regardless of their race, ethnicity, gender, etc. if they didn't move away from the poverty. Most do move away, but not all can.

I grew up poor in a poor place, but had some "rich" friends whose future was running the family business or otherwise maintaining regionally dependent wealth. If they cashed out they'd be betraying another set of "rules": their family. Their day-to-day quality of life is still significantly worse than anyone upper middle class in a major metro area suburb. They have to deal with high property crime, corrupt local government, etc. Having to hide your wealth and not many peers can be just as stressful as being poor in the first place.