[friend_and_foe]

Because every single transaction, even ones with peers, involves a multinational intermediary payment processor. Besides cryptocurrencies, all digital payments, every single one of them, is doing business with a corporation.

[literalAardvark]

It is doing business with a corporation, but it's not not doing business with peers at all.

Also, if you have any common sense you have to do business with the corp anyway to do your withdrawal.

I can see how it would be annoying when a lumberjack in British Columbia wants to sell his truck for a mattress full of dollars, but in the real world the money was already in a bank, so not doing business with that bank wasn't an option anyway.