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Hotel keycards usually work by having dynamic data written to them at the front desk (as the locks are often not network connected, at least in older systems, so they write things to the card like "works for room 123 until March 30th noon and the gym" or "works for room 456; sequence number 2, invalidate all prior keys"). There are two types of magnetic stripe cards available: High-coercivity (HiCo) and low-coercivity (LoCo). The field-rewritable kind used in hotels is usually LoCo, to make the writers smaller and cheaper. But that also makes the cards much more prone to accidental corruption by magnets you might have on you, like earbuds, magnetic wallets etc. Bank cards are usually only ever programmed once (these days), i.e. when they're issued, so they're usually HiCo, making them much more robust against that. In addition to that, magnetic stripe usage has been phased out for payment cards in most countries and is getting rare even in the US, so for all you know, and depending on where you live/shop, your magnetic stripes might have already been demagnetized without any adverse effects! Bonus trivia question: Guess which kind NYC MTA Metrocards are :) Edit: Oh, I just saw that you asked about contactless keycards! For these I actually have no idea, and I haven't had one fail on me yet. I just know that they often use a similar scheme ("works for rooms x, y, z, until timestamp n"), sometimes with a bit of cryptography on top (often with a single shared key across all instances of the same lock and even across hotels...) but using non-networked locks, so there can definitely be synchronization/propagation issues too. |