That's a fair point, things are relatively stable in the US compared to a lot of places. However, it does preclude labor and savings as a path to Financial Security. Your options become Gamble or die poor. If you want to start a family and own a home in midlife, you have to participate in a national pump and dump cycle and come out on top.
> However, it does preclude labor and savings as a path to Financial Security.
Correct. This is an unfortunate fact that most try to sweep under the rug, but when it comes to weighing capital vs labor - the system is exactly what it says on the tin: "Capitalism."
Capitalism is a broad category with multiple variations. I would argue that Central Bank manipulation of inflation, and the related phenomenon of debt financed government are not Central requirements of capitalism.
In some ways, they are even in conflict with many of the more Market driven philosophies.