[jghn]

My main online banking account is from 1998. Have another cluster of accounts from 1999, things like eBay & Amazon. Have a domain name, and thus email, that also dates to 1999.

I was recently able to recover an old Ultima Online account from 1997, but that feels like cheating here.

[throwaway_08932]

Wow, I'm surprised at the banking account from 1998. That happened rather quickly given that the web wasn't really on anyone's radar until 95/96 or so.

[jghn]

It was brand new at the time. I remember thinking it was super cool that it existed at all. They also had a tele-banking service you could still use at the time.

The UI has only changed notably 2-3 times in that time period too, although at this point 99% of the time I use my smartphone app to access.

[xn]

SFNB offered online accounts in 1995 or 1996: https://web.archive.org/web/19961114220302/http://www.sfnb.c...