[brc]

He's probably too honest, ethical and has a good understanding of risk.

I don't mean to say that everyone else is dishonest and unethical, or that they all have the risk ratio upside down.

But in times of boom, people can sail a lot closer to the wind which can have a big upside on the results. However, in down times people like to deal with those that they can trust.

[firebones]

When the tide goes out, we discover who wasn't wearing their bathing suit, the old saw goes.