[zer00eyz]

>>> This is why we are in danger of a social credit system because our culture now equivocate the two already.

Oddly this is actually NOT true: https://www.tandfonline.com/doi/full/10.1080/13504851.2024.2...

For the Chinese, and their recent introduction to capitalism the social credit score is a way of enforcing some Chinese cultural things and a lot of "communist" things (ala "little pinks").

In America social stratification and fiscal stratification are linked. Poor people don't get to go to an ivy without brains, rich kids don't really end up at community colleges do they? If you don't think merchants giving %3 to cc companies and not being able to pass that cost on to customers isn't a bite on everyone who isn't using credit I don't know what to tell you.