[sonicanatidae]

That sounds like credit bureaus.

You know, those entities that hoover up any and all info on you, that you cannot opt out of, maintain information whether its accurate or not and refuse to delete obviously erroneous data, then release it *all* to the world by being extremely poor stewards of said data, then charging you for credit monitoring for the rest of your life, since your immutable info just got shared with assholes.

Guess who owns most/all of the credit monitoring entities?

Edit: typo...words are hard.

[ragestorm]

Luckily you can mail them a permanent opt out for most of that stuff. IIRC, it removes your name from the searchable list of info 3rd parties use for marketing.

Additionally, if you haven't, freeze your credit at all bureaus including LexisNexis.

[sonicanatidae]

I've frozen all of mine, because thanks to Equifax, I don't have a choice.

I wish you good luck opting out. I'm not talking about what the law says, I'm talking about how they act.

Technically, you can dispute incorrect info. What that dispute amounts to is the bureau asking the entity if it's accurate. No proof needed. If they say it's accurate, then you're stuck with it, until you jump through many, many more hoops.