[theamk]

That's great if you can afford to do this.

If someone asks, "I've downloaded SUPER SQL EXPLORER PRO how do I connect to prod database so I can add a few columns", then you don't sit back and wait, you take actions fast, including contacting manager and revoking access if needed.

In a less extreme situations, you might have a shared task with quick deadline, and someone else went off to the woods instead of making a working design, increasing load on their teammates.