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by rufus_foreman 833 days ago
>> would you be happy with $50K for the loss of a spouse?

If that was an issue for me, I would make sure that I had the appropriate level of insurance for that event, rather than relying on the hope that some random driver on the streets where I live would have the appropriate level of insurance. Many of the drivers where I live have no license, the cars they are driving aren't registered, and they have no insurance.

That's a law enforcement issue (they don't enforce laws here either), not an civil one. The insurance thing is my responsibility.