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by kube-system 839 days ago
But they really don't. The liability limit requirements in all states are way too low to cover even a single pedestrian injury of moderate severity. Michigan has some of the highest requirements with a $50,000/person liability and this has resulted in more than a quarter of drivers simply driving without insurance because it is so expensive.

If you get run over by a car in California and you're lucky enough to get hit by one of the 83% of drivers that has car insurance, and one of the ~90% of drivers who stop for an accident, the insurance company is required by law to provide you $15k in coverage for your injuries.