[smithzvk]

> Yes, if a 'regular' bank was hacked and money was stolen, those stolen from would be reimbursed, whereas with bitcoins there is no chance of reimbursement

This is not entirely true. When someone is holding a great deal of someone else's money, they can do exactly like banks do and insure their bitcoins, or they can just take the hit and pay for it out of their own pocket, like slush did when his mining pool's bitcoin wallet was comprimised: http://bitcoinmedia.com/compromised-linode-coins-stolen-from... The end user isn't necessarily screwed, and should probably request whoever is holding their money to protect it not only via security but also via some guarantees against the worst case scenarios.