[Retric]

The national annual average for car insurance is $2,545 per year for full coverage and $741 per year for minimum coverage.

Massachusetts is a severe outlier in terms of car insurance and your well below the norm. MA averages 1646/person/year vs 3950/person/year in Florida. https://www.bankrate.com/insurance/car/states/#average-car-i...

[MaKey]

How come car insurance is so expensive in the US? In Europe it's vastly cheaper and the policies themselves are much better.

[Retric]

I don't know the exact calculations but people in Europe have nationalized healthcare, more easily lose their license, drive less, and generally have smaller and cheaper vehicles.

[lozenge]

Well traffic deaths per capita are about double in the US so that probably carries over to other insurance-triggering incidents.

[ejb999]

Yikes! That is quite expensive compared to what I pay.