[CydeWeys]

And if it's actually systematically charging e.g. a specific minority more than other people, it will get caught in a hurry and end up being hugely costly for the company.

This kind of stuff is easy to catch. A single person typing some different parameters into an insurance quote webpage can catch it.

[jandrese]

It's one thing for people to know what you are doing, it's another to prove it in a court of law, or even to get law enforcement interested in the first place.