[lotsofpulp]

I don’t think I have seen more than $500k liability coverage, at least not in the drop down menus when shopping for auton liability insurance.

$5M is firmly in umbrella insurance or suing the at fault driver territory.

[bombcar]

They won’t sell you umbrella until you max the other policies, but at some point you’re not paying against future judgements you’re paying against the future insurance company’s lawyers defending the case.