[parfe]

Except it isn't a random outside party. It's his credit card processor and it wasn't a random amount, it was the specific amount under dispute.

[pm24601]

Yes. A credit card processor that said they wouldn't act while he was disputing a charge --- but oops did. A credit card processor that makes it hard to contact them. A credit card processor that cannot be bothered to pick up the phone and call the customer.

Might as well be random.