[codingdave]

UHC is great under one circumstance - if you and your family are all relatively healthy, so your coverage needs are just visits to the family doc or maybe an occasional injury. Many people fit that scenario, so may not realize that it can get bad once you start dealing with chronic problems, unusual cases, needing atypical prescriptions, etc.

Basically, it is a product made for the 80%, and the 80% don't realize how badly screwed the 20% are.