[muststopmyths]

Last time I bought a car, I just messaged my credit union's Auto Buying service with the make/model I wanted. They told me the best price they could find and the dealer drove the car to my workplace once I set up the financing.

If your bank offer this service, you still have to figure out which car you want and what the fair price for it is. But those are minor roadbumps compared to haggling at the dealership.

There was no payment for the service or obligation to get the loan through the credit union. I did finance through them anyway since I intended to pay the car off pretty quickly.

TLDR: investigate if your bank offers a car buying service.

[kylehotchkiss]

Was it navy federal by any chance? I would one day give it a try based on your positive experience if so!

[muststopmyths]

First Tech Federal (WA, OR and CA). The service itself was autoland, which seems to still be around. Not sure if there are advantages to going through your own bank vs directly to them.