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by hellotomyrars
848 days ago
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The reach of a per financial institution credit file is different. I’m also not sure how much that is true or practical without a Pre-existing relationship with that particular institution but when your credit is polled for things that aren’t about even obtaining credit (renting/employment) what matters is the FICO Scorsese from the big 3. They have an outsized importance in functioning in society and deserve extra scrutiny. I don’t have an inherent problem with having a broadly accepted and comprehensive credit-risk profile, but the way we do it and the institutions who profit off of it are disgusting. |
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