[bsimpson]

My college had a credit union with an ATM in the cafeteria. It was in your interest to keep enough money in the credit union to pay for lunch etc. while you were a student there.

When I graduated, I pulled the money back out. Apparently they issued the final interest payment after I'd emptied the account. For at least a year after that, I got monthly statements informing me that I had an account with less money in it than the postage on the statement.

[vincent-manis]

Back in the 1970s, I lived for a while in Boston. I needed both Canadian and American accounts, for reasons. So I opened an account with the Boston branch of the Bank of Nova Scotia. Things worked ok for a while, and then I moved back to Canada. I withdrew the pittance I had in the account, and asked the bank staff to close the account. For the next two years or so, I got account statements, showing the glorious zero balance. I think it only stopped when I moved and didn't notify them of a forwarding address.