[ghaff]

There are limitations to what you can get with spending limit accounts, but Azure has (always?) had more options for people looking for hard billing caps than the other two big providers.

While you can footgun yourself with hard limits I tend to think that learners/hobbyists should, in general, be able to access at least many services with an ironclad guarantee that they can't be billed for over a certain monthly amount or a total number.

I'm much more inclined to shrug if a startup screws themselves over with a hard spending limit than if a student screws themselves over because of a lack of one.