[no_wizard]

>Last I checked, loans with generous terms given to people were called to be cancelled because they were "exploitative."

What do you mean by this exactly? I don't know what this is in reference to.

Never mind the case, the biggest problem with TARP isn't the money per se, its the lack of substantially increased regulation and teeth to enforce it. Executives and boardrooms should have been bankrupted as the government should have clawed back pay, personal assets, and bonuses to pay for the damage that was done. In another words, boardrooms and c-suites should have been humiliated and fired en masse, with prison time for those culpable.

That would have been a good start. TARP funds were handed out with no teeth. The senate hearings largely ended up being for show, and only a few executives were held feet to the fire and even so, it was brief.

Not to mention, how the heck are these people still allowed to work in finance at all.