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by leoqa
858 days ago
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The real question is: does your wife use it? I have an excel budget that I updated based on our real spending habits every couple months. I also use projectifi for the long term asset planning, using the budget as an input for our surplus cash. My wife has never opened either and has vague anxiety (read: frustrating) about going on vacations or making big purchases even though we’re doing great. I’m the sole income for 5 so I suppose I have to take the mental load of ensuring things are budgeted, diversified, HSA/529 is funded etc. |
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I also tried the spreadsheet approach since I was so frustrated with budgeting apps, but they're a bit overwhelming for some.