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by lex-lightning 851 days ago
My personal pet peeve is how every retirement calculator bakes in an assumption like “you’ll NEED 75% of your current income as living expenses when you retire.”

Like your salary won’t change over your career. Like you’re just an impulse buyer. Like there’s anything but a distant correlation between these numbers.

I think there’s a conspiracy or a (USA) cultural aversion to not working.
1 comments
johnnyanmac 851 days ago
Sadly I can see a lot of workers never truly getting pay raises as they go around jobs, not careers. The progression feels obvious if you have something highly technical, but many don't get to that point.

>I think there’s a conspiracy or a (USA) cultural aversion to not working.

maybe. "American Dream" hasn't died in many's minds.

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ghaff 850 days ago
>(USA) cultural aversion to not working

It's generally good for people to have activities. That said, if money were totally off the table, I'd probably have retired at least somewhat earlier.

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