[ewzimm]

Further, this assumes that a person's primary financial goals are based on personal consumption, when a person might much more highly value their ability to contribute to their community and finance projects that improve the quality of life of those around them, or maybe they have a particular goal for society in general that they want to pursue, like funding a research project. Many wealthy people don't focus on personal consumption at all, even living frugally, but care about the wider impact of their money.