[axsharma]

You need your passport if you've only got a vignette or in-passport visa sticker.

BRP is often accepted, in lieu of driving license for bank account opening. https://www.lloydsbank.com/legal/proof-of-identity.html

I wouldn't call it a "not valid form of ID," when you can use them to board domestic flights, prove your age at establishments, and practically use it as an ID where they'd otherwise accept a driving license for ID.

PS: I hold one too.

[dogma1138]

If you look at Lloyd’s under the actual documents accepted they don’t list it there.

They even state that: “The Biometric Residence Permit card may not be accepted in all our online journeys. You may need to provide additional documentation.”

Both HSBC and Barclays don’t accept them, not even to pick up a card from a branch.

EU identity cards are accepted but UK BRP and BRCs aren’t https://noidnosale.com/acceptable-forms-of-id-in-the-uk

If you managed to use yours for anything other than border control then it’s because whoever inspected it didn’t knew the rules.

[axsharma]

Good point, rather interesting they state "in all our online journeys," rather than in-person.

Anytime I've had to verify identity online for bank account opening, it entailed taking a photo of my ID which then goes through automated ID checks via Jumio or similar APIs.

[blibble]

regulator KYC guidelines are general and require firms to check the identity of their potential clients without specifying exactly how

it's up to the service/goods provider what documents they accept which vary in terms of risk tolerance

[dogma1138]

In the UK a standard account (and many other services) is a legal right, as such the guidelines are quite specific.

[axsharma]

GOV.UK seems conflicted about it lol "You usually do not need a BRP to open a bank account. Contact the bank to check if you’ll need a BRP or if you can use a different document." https://www.gov.uk/biometric-residence-permits/prove-your-st...

"The biometric residence permit is proof of the holder’s right to stay, work or study in the UK. It can also be used as a form of identification (for example, if they wish to open a bank account in the UK). https://assets.publishing.service.gov.uk/government/uploads/...

:')