[blatzguzzler]

I truly am waiting for Medicare (traditional only, no Advantage plans as those are a complete rip-off). I can tell you though, I've been continuously on the ACA since it started selling plans in 2012 and it's always been better than anything I could cobble together before. It's fantastic to be able to decide how and where I want to live my life without being locked into a shitty job or tied to a crap insurer because you can't pass underwriting to get on a different plan.

Also, I am on the highest ACA premium tier because of my age. Someone who's 35 could get the same policy I have for about $400/mo., unsubsidised.

[hotpotamus]

Thank you - as someone with a bit of disability and facing future hip surgery, that's a helpful perspective. You're not far off on my age; I actually aged off my parents insurance right around the time the ACA passed and so I was able to get back on because of that law which extended parental coverage until 26. I'm currently quite happy with most aspects of my employment which includes my health insurance, but that situation never seems to last.