[coolspot]

I’am also a BofA client and can confirm - they use 000-00-0000 as an SSN when you don’t have one.

[thelittleone]

Can open a BofA account without a TFN or SSN?

[coolspot]

Yes, if you say codewords along the lines “I have just arrived to the US and don’t yet have an SSN”. Worked for me.

[PrimeMcFly]

Majority bank will specifically give you a bank account explicitly not requiring an SSN.