[lotsofpulp]

> By the way, you can insure yourself against loss of income. Many insurance companies offer this service.

In the US, I am not familiar with insurance for loss of income due to simply not being able to sell products/services. Usually, the loss of income has to be a result of covered natural disasters, vandalism, legal issues, etc. Most business insurance policies even specifically exclude pandemics, as many found out recently.