[jlokier]

Fwiw, my 2022 IP67-rated Samsung phone failed after a few mild water splashes recently. It's supposed to be resistant to 1m submersion for 30 minutes, but failed with much less water exposure.

I was stuck without essential functions until I could get it repaired or replaced. Luckily I was able to get it opened, cleaned and dried and a new screen fitted by a local repair shop within 2 days.

Without my phone, I can't pay things on my credit card sometimes (some payments require phone app 2FA), and I can't login to several of my bank accounts (they use authentication by mobile app even for web-based banking on my laptop).

[vel0city]

I regularly wash my 2022 non-Samsung phone in the sink. It's fallen in the pool a few times. It's been in a water logged pocket a few times.