[whimsicalism]

I mean, the insurance agent told me it was universal for all new customers of progressive in California. You are the only person on this thread who has said they had a different experience.

I am curious what makes it different, as I have no record and drive fewer than 2k miles a year.

[ailun]

How am I supposed to answer that? Either your insurance agent was wrong, or mine shouldn't have sold it to me. All I can contribute is my experience.