[andy99]

I've heard that before but did not notice a material difference in my insurance moving between Ontario/Quebec. Is it mainly for new drivers or those otherwise more expensive to insure?

I do know that I pay almost $400/year* between my license and registration in Quebec which would be ~$0 in Ontario. As well as a lot more for gas.

* I have a "luxury" car because it cost > $50k CAD (about $38k USD) and therefore is so-defined by the province (a Volkswagen). And Montreal imposes extra fees.

[b112]

Interesting, re:Ontario. They dropped the fees during the pandemic. I am not sure it will be a forever thing.

But the insurance fees were 1/2 the price when I moved here. I don't know if that has changed a lot?