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by Nifty3929
872 days ago
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Regulations frequently kill competition, either explicitly on purpose, or accidentally. Insurance is otherwise a hyper-competitive business anyway. Super easy to shop rates among many companies, so they all gravitate downward to about the same level, net of small differences in coverage or services, fancy websites, etc. And of course uninsured motorist coverage is a thing, because making something illegal doesn't mean people won't do it. |
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Isn't that the point of making something illegal? Here the system is: no insurance, no plates.
(it's also no inspection, no plates. One has to be wary of the sketchier tourists, but everyone with local plates has both insurance and a functioning vehicle)