[codegeek]

Few things:

1. Unless you have real traction (2-3x growth every year) or rich connections, your change of getting an investment on a $600/Mo product is almost nil.

2. Your chances of getting a business loan is almost zero as well because most business loans are given against real collateral (e.g. physical/real estate, machines/hardware etc) and most banks in US wont consider a $600/Month software revenue anything real worth a collateral. You are most likely better of getting a personal loan if you have good credit but regardless, you will have to guarantee it personally which means they come after everything you got if you fail to pay it back

3. Your best bet is to keep the job and keep grinding on the side. If you really believe that this can become big, it can become big without you going all in at least in the early days. Get creative. Find a co-founder if possible who is willing to work for sweat equity. If not, do it yourself until the revenue is close enough to your min. expenses. Then quit the job.

I don't mean to say this in a rude way but no one will give you money so that you can quit your job and work on a $600/Month product. You have to take that risk yourself. All the best.

Source: A bootstrapped founder who was privileged to buy an existing side project (doing $2500/Month at the time. used my own personal savings) and grew it to low 7 figures revenue. I have taken small loans (SBA/personal etc much later on) and funded all of it myself for the most part.