[jstarfish]

If we're talking US law, you are absolutely incorrect and making a false equivalence yourself. A murder victim is not a MVC victim.

Only the collision is 100% the driver's fault (in most states).

The death is up for debate. If you die because you weren't wearing a seatbelt/helmet, you were negligent, so fault is shared.

There is no law mandating everyone wear bulletproof vests. All states have seatbelt laws, and most have helmet laws.

[tonyedgecombe]

>and most have helmet laws

For cyclists?

[giantg2]

Most do have some cyclist helmet law. However, only a few have laws that apply to adults. Most are only applied to children of various ages.