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by Gow8876 877 days ago
Officially no. Unofficially my relatives in the loan industry still use that. American laws especially finance are not strictly enforced unless political, or terrorists-related. After election it will be overturned likely.
1 comments

https://www.equifax.com/newsroom/all-news/-/story/first-chan...

>Effective July 1, 2022, all medical collection debt that has been paid by the consumer in full will no longer be included on U.S. consumer credit reports.

Where exactly are your "relatives in the loan industry" getting the data if not from the credit reporting agencies?