[yieldcrv]

populating tax deferred and tax exempt accounts is more important for me

if its not for you then employ a different strategy

[gamblor956]

I'm not referring to your use of your retirement accounts.

I'm referring to your choice to donate hundreds of thousands to charity so you can save a few thousand on your taxes.

[yieldcrv]

donor advised funds are under your control

your own private foundation would be under your control as well and can pay a salary - taxed as normal ordinary income - whenever that becomes important to you