[underlipton]

A portion of my hypothetical comes from my actual lived experience over the past year. I don't do drugs, I took on debt to pay for food and to avoid losing my means of transportation and possessions, and the next step for "a smaller dwelling" is my car (even rooms in shared houses have become too expensive).

My stance at this point is that if someone, personally, doesn't have a job (with training, if I'm not qualified) lined up for me so that I can work (work!) my way out of my situation - respectfully - they shouldn't be talking.

If the problem is that there aren't enough real jobs, or not enough capital to hire sustainably, or that industry and the government have dropped the ball on education and training... Those are not personal problems. If I'm lucky (lucky!), I'll find a way to work around it all, eventually. But there are too many people in similar positions.