[sschueller]

The fact that you need to be able to "burn" a bank account is insane and shows how broken ACH is.

[ValentineC]

I'm continually amazed at how anyone can pull money from someone else's bank account in the US just from knowing their account and routing numbers — and they're on every check.

[shiroiuma]

I'm continually amazed at how Americans still use checks...

That, and the whole "tipping" thing. Completely insane.

[sschueller]

I guess as the reserve currency you can get away with it. Also the fact that they don't use IBAN which would make things so much easier when wiring money. Instead you have to go looking for SWIFT codes and have intermediaries taking a piece.

[tdeck]

There is an ACH return code for this:

> R07: Authorization Revoked by Customer (adjustment entries)

[beaeglebeached]

Ha ha wait until you find out you'll be put on a banking blacklist by ChexSystems if GP comment actually becomes strategically useful.