[Rayhem]

You can advocate for more personal responsibility and also advocate for businesses to behave in the interests of individual human beings. They're not mutually exclusive. Just because I don't want a business to extort every last cent from me they can doesn't mean I want to absolve myself of all responsibility to everything ever.

> Review your bank/credit accounts

I mean, shouldn't it be your responsibility to know exactly how much money you've made and spent? Why should a bank provide this information for you? Does this not serve as yet another lessening of personal accountability (pun *absolutely* intended)?