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by antisthenes 880 days ago
My credit card statement already automatically categorizes things.

I don't know what's the point of using a 3rd party app for this, unless you feel very generous about providing your data for someone to sell.

I also don't know what's the point of reviewing transactions individually. If I pay something monthly (e.g. internet/car insurance/utility bills), I'm not going to look at it every month. I might check it at the end of the year to see if there are any 10x anomalies, but that's it.

I'm also not going to check transactions under $20, unless there are hundreds of them that are unexpected.

Although I do feel sorry for buyers who spend $1000+ every month on impulse shopping, but those are also the kind of people to never check their financial health anyway.