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by godelski 879 days ago
I feel like a great way to solve these <businesses practices that are indistinguishable from scams> is to require confirmations when payments change (maybe with exception of variable rate loans?).

If you work at a bank, maybe pitch a notifications system that detects reoccurring transactions that are in fixed amounts that notifies customers when they change. In fact, also pitch giving your customers a fucking list of reoccurring transactions.

Seriously, how is so much software so bad and so many products lack very basic functionality that would not be very difficult to implement but have high utility? I mean my laundry app doesn't even sort the laundry rooms in alphabetical order, they're just in a random fucking list. It's impressive to me we have systems that are so low value you can hire software engineers that don't know about sort. I don't think AI is going to replace a lot of coding jobs, but I suspect it'll replace these jobs (I just fear it'll also make this type of software more common).

2 comments

> If you work at a bank, maybe pitch a notifications system that detects reoccurring transactions that are in fixed amounts that notifies customers when they change.

I get exactly these types of notifications from both Discover and Citi.

Thanks for letting me know! That's an awesome feature.
This is something my central bank has forced on all banks. If I want auto pay, then my bank notifies me a day or two before, and after the mandate is executed. I also have a single place where all my auto pay mandates can be managed from