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by niyaven 882 days ago
Debit and credit cards are not popular everywhere. In Germany, their market share is below 50% in e-commerce transactions. In retail it's just above 50%. If you look at the overall volume, 82% of their transactions are made in cash.

Now, would they swap cash this solution? I doubt it... Privacy is a reason but not the only one.

1 comments

Germany is particularly weird for that. Visiting Germany from the UK or Poland paying for stuff feels like going back in time like 15-20 years.

I have a strong memory of going to a cafe next to my hotel in Berlin and ordering a coffee and being completely shocked I couldn't pay for it by card. I hadn't even considered that I might need cash. After some conversation the nice lady in the cafe told me keep the coffee and to come back the next day with the cash. They really hate card payments for some reason.

On the other hand in Poland I've been unable to use my card in a couple of places because they only take mobile payments/Blik. The contrast is wild.