| I'm in my late 30s. Some recommendations: - If you want to have kids one day, better get them early. - In times with low tax rates, invest. Especially in property. - Start investing ASAP (ETF). DCA. - Don't do daytrading. - In your 20s, feel free to do risky / hard jobs. E.g. found a startup, get into one of the large consulting companies. This takes a lot energy but opens the door to powerful social networks and high income jobs. - Take care about your surroundings (e.g. community, relationships). Your environment has more impact on you than you think. Surround yourself with those bragging success narcissists and you will enter a questionable spiral yourself. - Reflect about yourself to learn what really drives you. Writing your own eulogy helps. - Stay true to your values. - Surround yourself with people that share your values. - Invest in social networks. It's a loot harder to make good friends later in life than e.g. in university. Most chances lie in people that don't belong to your best friends (weak ties). - When you can have either one chocolate bar today or two bars tomorrow, better aim for those two bars tomorrow. Not always (have some fun today!) but most often. One night stands, big cars, bagging stuff... Usually cool for the moment but worthless over time. |